维克斯堡消防局的好工作。
维克斯堡的工作。小姐,消防部门,of which J. W. Wilks is chief and Charles Schuler assistant chief, is the subject of a recent laudatory article in the Morning Herald of that city. It shows that in the last five years the total insurance loss has been only a little over $200,000 on a total insurance of $737,695, the values at risk amounting in all to $1,436,625. The heaviest loss paid in one year was $25,000, on the Elks’ home, in 1908. That was a brick-veneered structure, and so dangerous that it could be fought only from the outside. As Chief Wilks says: “To have sent firemen inside the building at any time would, in my opinion, have been foolhardy, as was conclusively proved by the almost immediate collapse of the building. On this account, I would respectfully recommend that no veneer buildings be allowed to be erected in future inside of the fire limits.” The good work of the department, the editorial says, "proves the excellency of the Vicksburg paid fire department, and the sound judgment that led the city board to incur the increased expense the change involved. Such is the efficiency of the force and equipment as now constituted, that the fire bells occasion no alarm, except in the building where the fire originates. There is implicit confidence in the ability of the department to cope promptly with any emergency that may arise. The value of such a sense of security to property owners is simply incalculable. It is something for the citizens to appreciate and the firemen to be proud of, that, while there have been large additions to the city values in the period embraced, the fire losses are not appreciably greater in volume; while in proportion they are far less.” The trouble is, as the editorial points out, that the fire insurance rates have not been reduced, as was confidently expected when the fire department's equipmnt was added to and bettered at no little expense. The “disparity of rates and earnings is increased,” instead of its being the other way. In 1905 Chief Wilks proved from the lists of the different insurance offices that the premiums in one year aggregated more than the fosses in five years, and in 1908, as for each of the five years given above, such receipts exceeded the total losses during the 5-year period.
维克斯堡的工作。小姐,消防部门,of which J. W. Wilks is chief and Charles Schuler assistant chief, is the subject of a recent laudatory article in the Morning Herald of that city. It shows that in the last five years the total insurance loss has been only a little over $200,000 on a total insurance of $737,695, the values at risk amounting in all to $1,436,625. The heaviest loss paid in one year was $25,000, on the Elks’ home, in 1908. That was a brick-veneered structure, and so dangerous that it could be fought only from the outside. As Chief Wilks says: “To have sent firemen inside the building at any time would, in my opinion, have been foolhardy, as was conclusively proved by the almost immediate collapse of the building. On this account, I would respectfully recommend that no veneer buildings be allowed to be erected in future inside of the fire limits.” The good work of the department, the editorial says, "proves the excellency of the Vicksburg paid fire department, and the sound judgment that led the city board to incur the increased expense the change involved. Such is the efficiency of the force and equipment as now constituted, that the fire bells occasion no alarm, except in the building where the fire originates. There is implicit confidence in the ability of the department to cope promptly with any emergency that may arise. The value of such a sense of security to property owners is simply incalculable. It is something for the citizens to appreciate and the firemen to be proud of, that, while there have been large additions to the city values in the period embraced, the fire losses are not appreciably greater in volume; while in proportion they are far less.” The trouble is, as the editorial points out, that the fire insurance rates have not been reduced, as was confidently expected when the fire department's equipmnt was added to and bettered at no little expense. The “disparity of rates and earnings is increased,” instead of its being the other way. In 1905 Chief Wilks proved from the lists of the different insurance offices that the premiums in one year aggregated more than the fosses in five years, and in 1908, as for each of the five years given above, such receipts exceeded the total losses during the 5-year period.
