THE JULY FIRE LOSSES.

THE JULY FIRE LOSSES.

该国的火灾损失逐年逐年增加的方式，即使是最随意的观察者，也可以很好地计算出逐年和月份的损失。刚刚过去的7月损失下跌了900万美元，比前十年的7月平均损失增加了2,000,000美元。这是一个令人惊讶的展览，但最糟糕的是，它保持不断的状态，因此每年增加与每月增长成正比。我们通过分析火灾的原因反复表明，其中大多数是由于粗心大意，或者通过行使普通的审慎和远见而容易预防的原因。这是一种昂贵的奢侈品，这种国家的粗心大意，导致在很大程度上增加了该国每个男人，女人或儿童的税收或生活费用。这座城市的商业公告仔细地汇编了大火，他说，在过去的十年中，在1875 - 1884年，包括在7月份的美国和加拿大的火灾损失，汇总为67,574,540美元由该标准授权仔细计算的《编年史火桌》。这给出了7月份的平均火灾浪费，即6,750,000美元，为期十年。如果我们将十年的十年分为五年的两个时期，则发现与较早的Quinquennium相比，在后五年中，有一个值得注意的，不可能令人恐惧的是增加火灾。例如：从1875年到1879年，7月（美国和加拿大）的损失为29,534,700美元，平均水平为5,906,940美元。 But for the subsequent five years the July aggregates were as follows:

This gives us an average of $7,609,093 as the average of the July fire waste from 1880 to the end of 1884, as compared with only $5,906,940 for the same month in the preceding five years—1875-1879—or an increased average of about 22j per cent during the past five years. Taking all things into account, especially considering the depression of values during the past year and a half, it is idle to offset against this increase in fire losses any proposition of growing population or advance in valuations which will excuse or palliate such an increase in the fire waste. It is simply chargeable to increased popular carelessness, or rather recklessness. And the fact remains plainly proven that we are coolly looking on, while property is burning up at a constantly increasing rate, which not only depletes the national wealth, but, in fact, threatens to put propertyowners sooner or later beyond the reach of that indemnity which insurance was invented to furnish.